Final Expense Life Insurance

No one wants to think about dying or needing a final expense insurance, however as we all age we do need to begin to think about how things will be paid for.

Final cost insurance is a straightforward whole life insurance policy with a modest death payment. Funeral insurance, burial insurance, simplified issue whole life insurance, and modified whole life insurance are additional names for final expense coverage.

There distinction between final expense insurance and life insurance other than the smaller final expense insurance plans that insurers sell to make it more inexpensive.

A death benefit from final expense insurance is intended to pay for costs associated with a funeral or memorial ceremony, embalming and a casket, or cremation. The death benefit, however, is available to beneficiaries for any use, including paying for everything from vacations to real estate taxes.

They promote final expense insurance to seniors who are beginning to consider their funeral expenses, a small whole life insurance policy called last expense insurance is simple to qualify for.


A last expense life insurance policy’s payout can be used by the beneficiaries to cover costs such as funeral services, casket or cremation, hospital expenses, nursing facility costs, obituary costs, flowers, and more.


The death benefit, however, may be applied to any purpose.
The death benefit typically ranges from $2,500 to $35,000.
A funeral typically costs between $7,500 and $15,000.